Pradhan Mantri Awas Yojana:
This is very good news to the all Indian citizens because the new scheme or Yojana has been launched as Pradhan Mantri Awas Yojana by Indian government.
Pradhan Mantri Awas Yojana has been issued by our honorific Prime Minister Mr. Narendra Modi ji. Via Pradhan Mantri Awas Yojana or scheme it is targeted to bestow affordable homes to regarding twenty (20) million families within next seven (7) years till two thousand twenty two (2022). The main beneficiaries of the Yojana or scheme are economically weaker section (EWS) and lower income group (LIG) categories of the urban society.
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For more utility news the peoples are advised to visit the official website of it that is pmindia.gov.in or move to the website ewebalerts.in. Here on this web page the complite information regarding (PMAY) Pradhan Mantri Awas Yojana might be collected
Here the whole info as beneficiary of PMAY scheme, way to apply for Pradhan Mantri Awas Yojana, status of PMAY scheme etc is published below.
Details for Pradhan Mantri Awas Yojana (PMAY):
Name of Scheme
Pradhan Mantri Awas Yojana (PMAY)
To provide 20 Million homes to the needed peoples
Regarding Pradhan Mantri Awas Yojana (PMAY):
PMAY is a Housing Scheme started form the Prime Minister of India that is Mr. Narendra Modi ji. It is estimated that four thousand forty one (4041) statutory place or towns will be covered under the PMAY in Urban territory or Areas but exordial focus will be on developing housing units in five hundred (500) chosen cities.
There are three (3) phases of Pradhan Mantri Awas Yojana which are published below on this web page.
Under the phase one of (PMAY) Pradhan Mantri Awas Yojana, housing units will be made in the chosen one hundred (100) cities in the period from April 2015 to March 2017
The second phase of this scheme will cover regarding 200 cities or more and will take stead from April 2017 to March 2019.
The last phase of Pradhan Mantri Awas yojana (PMAY), housing units will be growth in the Arrears cities from April 2019 to March 2022.
Alms person of this Scheme:
- Women including widows.
- Transgender families.
- Persons belonging to Scheduled Casts (SC).
- People belonging to Scheduled Tribes (ST).
- Urban homeless families belonging to the economically weaker section (EWS) and lower income group (LIG) categories of the society.
- Under this scheme the allotment of homes will be done on the name of the female head of the household or in the joint name of women and his husband.
Loan and EMI under the Pradhan Mantri Awas Yojna:
- Government will provide interest Subsidy of 6.5 percent on housing loan availed for fifteen (15) years.
- A central help will be provided to the beneficiaries from Rs. 1 lakh to Rs. 2.30 lakh under the different components.
- A central assistance of Rs 1.50 lakh would be provided to every eligible urban poor beneficiary to enable him build his own house or undertake advancement to existing houses.
- Under the fourth category of subsidy, (35) thirty five percent of dwelling units of the affordable projects under the scheme will be earmarked for economically weaker section (EWS) category.
Components of the subsidy/loan under the scheme:
Central Grant of (Rs. 1) one Lakh on an average would be provided to every able beneficiary.
Interest at the rate of 6.50% will be provided to economically weaker section & lower income group through credit linked subsidy yojna for a home debt for fifteen Years.
Central help of one lakh fifty thousand will be provided to every beneficiary for promoting housing stock for urban poor, provided (35 %) thirty five percent of dwelling units of the projects proposed are earmarked for economically weaker section category.
Central assist of one Lakh fifty thousand (Rs. 1.50) will be provided to able urban poor, who want to make new home or undertake advancement of existing houses.
Application Procedure for Pradhan Mantri Awas Yojana:
Visit the Official website to check the procedure to apply for Pradhan Mantri Awas Yojna.
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